Best Retirement Fund in India 2026
Compare all 29 Retirement Fund Direct Growth funds by stability score, returns, expense ratio and risk metrics. Independent analysis by FundMatrix.
29 Funds₹4K Cr Category AUM1.10% Avg TER0.3% Avg 1Y Return
🛡 Top by Stability Score
1ICICI Prudential Retirement Fund Pure Equity692Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt693Aditya Birla Sun Life Retirement Fund-The 50s674ICICI Prudential Retirement Fund Hybrid Conservative675SBI Retirement Benefit Fund - Conservative6629 funds
| Fund Name | AMC | Stability | AUM | TER | 1Y Return | Sharpe | |
|---|---|---|---|---|---|---|---|
HDFC Retirement Fund - Equity | HDFC Mutual Fund | 60Moderate | ₹1K Cr | 0.88% | -5.86% | -0.90 | → |
ICICI Prudential Retirement Fund Pure Equity | ICICI Prudential Mutual Fund | 69Moderate | ₹446 Cr | 0.87% | +3.09% | -0.11 | → |
SBI Retirement Benefit Fund - Aggressive | SBI Mutual Fund | 58Moderate | ₹400 Cr | 0.93% | -2.93% | -0.55 | → |
Tata Retirement Savings Fund-Moderate | Tata Mutual Fund | 66Moderate | ₹347 Cr | 0.64% | +2.62% | -0.22 | → |
Tata Retirement Savings Fund-Progressive | Tata Mutual Fund | 61Moderate | ₹300 Cr | 0.65% | +2.60% | -0.17 | → |
UTI Retirement Fund | UTI Mutual Fund | 64Moderate | ₹223 Cr | 1.08% | -0.00% | -1.03 | → |
HDFC Retirement Fund - Hybrid-Equity | HDFC Mutual Fund | 57Moderate | ₹211 Cr | 1.01% | -5.81% | -1.18 | → |
SBI Retirement Benefit Fund - Aggressive Hybrid | SBI Mutual Fund | 61Moderate | ₹150 Cr | — | -0.60% | -0.47 | → |
Nippon India Retirement Fund- Wealth Creation Scheme | Nippon India Mutual Fund | 47Below Average | ₹127 Cr | 1.28% | -4.26% | -0.64 | → |
ICICI Prudential Retirement Fund Hybrid Aggressive | ICICI Prudential Mutual Fund | 58Moderate | ₹85 Cr | 1.18% | +2.45% | -0.20 | → |
Axis Retirement Fund - Aggressive | Axis Mutual Fund | 44Below Average | ₹48 Cr | 1.21% | -3.04% | -0.74 | → |
Franklin India Retirement Fund | Franklin Templeton Mutual Fund | 55Below Average | ₹47 Cr | 1.53% | -1.75% | -1.48 | → |
HDFC Retirement Fund - Hybrid-Debt | HDFC Mutual Fund | 64Moderate | ₹39 Cr | 1.06% | +0.09% | -1.57 | → |
Tata Retirement Savings Fund-Conservative | Tata Mutual Fund | 61Moderate | ₹37 Cr | 1.05% | +2.80% | -0.69 | → |
SBI Retirement Benefit Fund - Conservative Hybrid | SBI Mutual Fund | 60Moderate | ₹33 Cr | 1.22% | +0.12% | -0.95 | → |
Aditya Birla Sun Life Retirement Fund-The 30s | Aditya Birla Sun Life Mutual Fund | 49Below Average | ₹31 Cr | 1.99% | +11.07% | 0.38 | → |
Axis Retirement Fund - Dynamic | Axis Mutual Fund | 46Below Average | ₹24 Cr | 1.30% | -3.08% | -0.67 | → |
PGIM India Retirement Fund | PGIM India Mutual Fund | 48Insufficient History | ₹21 Cr | 1.13% | -0.16% | -0.39 | → |
Nippon India Retirement Fund- Income Generation Scheme | Nippon India Mutual Fund | 61Moderate | ₹19 Cr | 0.98% | -0.90% | -1.31 | → |
SBI Retirement Benefit Fund - Conservative | SBI Mutual Fund | 66Moderate | ₹16 Cr | 0.99% | +1.19% | -1.19 | → |
Bandhan Retirement Fund | Bandhan Mutual Fund | 56Insufficient History | ₹15 Cr | 0.96% | -1.57% | -0.82 | → |
Baroda BNP Paribas Retirement Fund | Baroda BNP Paribas Mutual Fund | 52Insufficient History | ₹13 Cr | 1.18% | +1.43% | -0.38 | → |
ICICI Prudential Retirement Fund Pure Debt | ICICI Prudential Mutual Fund | 61Moderate | ₹12 Cr | 1.22% | +3.40% | -1.78 | → |
ICICI Prudential Retirement Fund Hybrid Conservative | ICICI Prudential Mutual Fund | 67Moderate | ₹11 Cr | 1.06% | +3.77% | -0.56 | → |
Aditya Birla Sun Life Retirement Fund-The 50s | Aditya Birla Sun Life Mutual Fund | 67Moderate | ₹9 Cr | 0.92% | +3.01% | -0.83 | → |
Union Retirement Fund | Union Mutual Fund | 52Below Average | ₹8 Cr | 1.39% | +1.52% | -0.24 | → |
Aditya Birla Sun Life Retirement Fund-The 40s | Aditya Birla Sun Life Mutual Fund | 52Below Average | ₹8 Cr | 1.12% | -0.89% | -0.58 | → |
Axis Retirement Fund - Conservative | Axis Mutual Fund | 46Below Average | ₹5 Cr | 1.25% | -1.67% | -1.30 | → |
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt | Aditya Birla Sun Life Mutual Fund | 69Moderate | ₹2 Cr | 0.74% | +2.91% | -2.58 | → |
Direct Growth plans only · Data from AMFI India · Stability Score is a FundMatrix proprietary metric · Not investment advice