Best Credit Risk Fund in India 2026

Compare all 14 Credit Risk Fund Direct Growth funds by stability score, returns, expense ratio and risk metrics. Independent analysis by FundMatrix.

14 Funds₹8K Cr Category AUM0.72% Avg TER8.5% Avg 1Y Return

🛡 Top by Stability Score

📈 Top by 1Y Returns

🏦 Top by AUM

14 funds

Fund Name	AMC	Stability	AUM	TER	1Y Return	Sharpe
HDFC Credit Risk Fund	HDFC Mutual Fund	80High	₹4K Cr	1.01%	+6.71%	0.13	→
ICICI Prudential Credit Risk Fund	ICICI Prudential Mutual Fund	84High	₹2K Cr	0.80%	+7.38%	0.59	→
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)	Nippon India Mutual Fund	85High	₹834 Cr	0.61%	+7.52%	0.86	→
Aditya Birla Sun Life Credit Risk Fund	Aditya Birla Sun Life Mutual Fund	84High	₹726 Cr	0.80%	+11.77%	1.36	→
Sbi Credit Risk Fund	SBI Mutual Fund	82High	₹332 Cr	0.91%	+7.47%	0.57	→
Kotak Credit Risk Fund	Kotak Mahindra Mutual Fund	73High	₹178 Cr	0.81%	+6.39%	-0.07	→
DSP Credit Risk Fund	DSP Mutual Fund	78High	₹136 Cr	0.43%	+10.74%	0.65	→
HSBC Credit Risk Fund	HSBC Mutual Fund	80High	₹103 Cr	0.84%	+6.27%	-0.38	→
Axis Credit Risk Fund	Axis Mutual Fund	84High	₹59 Cr	0.82%	+7.59%	0.72	→
Invesco India Credit Risk Fund	Invesco Mutual Fund	78High	₹32 Cr	0.28%	+7.30%	0.46	→
Bank Of India Credit Risk Fund	Bank of India Mutual Fund	66Moderate	₹31 Cr	0.62%	+17.35%	1.35	→
Bandhan Credit Risk Fund	Bandhan Mutual Fund	69Moderate	₹28 Cr	0.67%	+5.31%	-1.26	→
Franklin India Credit Risk Fund (No. of segregated portfolios-3)	Franklin Templeton Mutual Fund	—	—	—	—	—	→
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)	Nippon India Mutual Fund	—	—	—	—	—	→

Direct Growth plans only · Data from AMFI India · Stability Score is a FundMatrix proprietary metric · Not investment advice