Best Credit Risk Fund in India 2026
Compare all 22 Credit Risk Fund Direct Growth funds by stability score, returns, expense ratio and risk metrics. Independent analysis by FundMatrix.
22 Funds₹8K Cr Category AUM0.70% Avg TER15.7% Avg 1Y Return
🛡 Top by Stability Score
1Baroda BNP Paribas Credit Risk Fund842Nippon India Credit Risk Fund833Axis Credit Risk Fund824ICICI Prudential Credit Risk Fund825Aditya Birla Sun Life Credit Risk Fund8222 funds
| Fund Name | AMC | Stability | AUM | TER | 1Y Return | Sharpe | |
|---|---|---|---|---|---|---|---|
HDFC Credit Risk Debt Fund | HDFC Mutual Fund | 76High | ₹3K Cr | 1.01% | +7.62% | 0.75 | → |
ICICI Prudential Credit Risk Fund | ICICI Prudential Mutual Fund | 82High | ₹2K Cr | 0.77% | +8.87% | 1.58 | → |
Nippon India Credit Risk Fund | Nippon India Mutual Fund | 83High | ₹659 Cr | 0.61% | +8.25% | 1.49 | → |
Aditya Birla Sun Life Credit Risk Fund | Aditya Birla Sun Life Mutual Fund | 82High | ₹553 Cr | 0.79% | +13.33% | 1.73 | → |
Franklin India Credit Risk Fund | Franklin Templeton Mutual Fund | 61Insufficient History | ₹353 Cr | 0.04% | +7.37% | 0.28 | → |
Sbi Credit Risk Fund | SBI Mutual Fund | 79High | ₹320 Cr | 0.91% | +7.92% | 0.97 | → |
Kotak Credit Risk Fund | Kotak Mahindra Mutual Fund | 73High | ₹150 Cr | 0.81% | +8.12% | 0.99 | → |
HSBC Credit Risk Fund | HSBC Mutual Fund | 81High | ₹108 Cr | 0.96% | +6.62% | -0.09 | → |
DSP Credit Risk Fund | DSP Mutual Fund | 80High | ₹103 Cr | 0.46% | +11.18% | 0.70 | → |
Axis Credit Risk Fund | Axis Mutual Fund | 82High | ₹50 Cr | 0.82% | +8.79% | 1.76 | → |
UTI Credit Risk Fund | UTI Mutual Fund | 71High | ₹45 Cr | — | +6.93% | 0.20 | → |
Baroda BNP Paribas Credit Risk Fund | Baroda BNP Paribas Mutual Fund | 84High | ₹40 Cr | 0.80% | +7.21% | 0.59 | → |
Invesco India Credit Risk Fund | Invesco Mutual Fund | 77High | ₹29 Cr | 0.28% | +8.26% | 0.88 | → |
BANDHAN Credit Risk Fund | Bandhan Mutual Fund | 68Moderate | ₹28 Cr | 0.66% | +5.86% | -0.71 | → |
BANK OF INDIA Credit Risk Fund - Direct | Bank of India Mutual Fund | 61Moderate | ₹26 Cr | 0.63% | +17.75% | 1.39 | → |
Franklin India Credit Risk Fund- Segregated Portfolio 2- 10.90% Vodafone Idea Ltd 02Sep2023-Direct | Franklin Templeton Mutual Fund | 30Insufficient History | ₹1 Cr | — | -100.00% | 0.58 | → |
Nippon India Credit Risk Fund - Segregated Portfolio 1 | Nippon India Mutual Fund | — | ₹1 Cr | — | +232.63% | 0.93 | → |
Franklin India Credit Risk Fund- Segregated Portfolio 1- 8.25% Vodafone Idea Ltd-10JUL20 | Franklin Templeton Mutual Fund | — | ₹0 Cr | — | — | — | → |
Baroda BNP Paribas Credit Risk fund option -Seg. Portfolio 2 (erstwhile BBNPP Medium Duration Fund Direct Seg. Portfolio 1) | Baroda BNP Paribas Mutual Fund | — | — | 0.80% | — | — | → |
Nippon India Credit Risk Fund - Segregated Portfolio 2 | Nippon India Mutual Fund | — | — | — | — | — | → |
Franklin India Credit Risk Fund - Segregated Portfolio 3 (9.50% Yes bank Ltd CO 23Dec21) - Direct | Franklin Templeton Mutual Fund | — | — | — | — | — | → |
Baroda BNP Paribas Credit Risk Fund Option- Segregated Portfolio- 1 | Baroda BNP Paribas Mutual Fund | — | — | 0.80% | — | — | → |
Direct Growth plans only · Data from AMFI India · Stability Score is a FundMatrix proprietary metric · Not investment advice